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Savanna Capital Group
Welcome to Savanna Capital Group, an online financial services platform offering free advice and tips for individuals and small businesses seeking understanding of some basic concepts in corporate finance, personal finance topics and taxation. We strive to present information that will be useful to a growth focused investor and at the same time we draw the attention of our visitors to the new and emerging concepts of financial management. The overview of these funding instruments available to entrepreneurial firms will be of great interest not only to aspiring business people, but to students of entrepreneurship, investment management and corporate finance.
Visit the Savanna Capital fund page to learn about our investment research and fund management services. Our experience and intimate knowledge about Africa makes us a suitable partner for that feasibility study you want to take before committing yourself to that investment project. In the USA, we will help you identify opportunities for growth at the same time making sure you minimize your risk exposure in this highly volatile market environment. On our blog page you can join the discussion on different financial topics by asking questions and sharing your insights with other site visitors. Get informed and seek opportunities.
Credit is such an important issue that depending on how you manage it, it can make or break your financial life. To make credit work for you, it is essential that you understand your own credit and what your credit information says about you to the growing number of companies that use credit information to make life impacting decisions about you. These companies include lenders, insurance companies, employers and utility companies. The objective is to help you better understand and, therefore, leverage your credit history in order to get the most out of this essential force throughout your life. Read more ...
Probable the biggest and most expensive asset that an average individual will buy in a lifetime is a home. Very few people can afford to save and pay cash for a house. Most people will need to apply for a loan to buy a house. The newly purchased property is mortgaged, or used as security for the loan – hence mortgage loan. Individuals and companies use mortgage loans to purchase commercial real estate. Principles of mortgage finance are generally the same, however on this page our focus is on residential property mortgages. Read more ...
Refinancing Your Home Mortgage
As a first time home buyer you can not always get the best rate. Maybe you did not have twenty percent to put down or maybe your credit needed a little rebuilding. If you have been in the house for a few years now and you have built up some equity, it may be time to refinance and get a better rate. Refinancing your first home mortgage is very easy and painless, especially if you use your regular mortgage broker. Read more ...
Traditional financing model limitations
Start up entrepreneurial firms choose between two funding institutions - banks, who monitor less intensively and face liquidity demands from their own investors, and venture capitalists, who can monitor more intensively but face a higher cost of capital due to the liquidity constraints that they impose on their own investors. Read more ...
Investment management is the professional management of assets including various securities (shares, bonds etc) and physical assets (e.g. real estate), to meet specified investment goals for the benefit of the investors. Investors may be institutions (insurance companies, pension funds, corporations etc.) or private investors (both directly via investment contracts and more commonly via collective investment schemes e.g. mutual funds). Read more ...
USA Individual taxation - an Overview
Taxation is a complicated subject, probably the US Tax code is the most complicated law that citizens have to comply with and that it changes almost every year. It is therefore imperative for every taxpayer to have at least a basic understanding of how the taxation process works whether you will prepare your own taxes or you will delegate that responsibility to a professional. This understanding is necessary first off, so that you do not break the law because – ignorance of the law is not a valid defense. Read more ...
